2007 Installation & Awards: (click on image for larger view) 2007/2008 Officers Scholarship recipient Christine Carzo and Gail Krebs Marilyn Surma - President IWND and Insurance Woman of the Year Morgan Flynn and Susan Hyer Regional II Conference: (click on image for larger view) 2006 Holiday Gathering: (click on image for larger view) President Susan Hyer President Elect - Marilyn Surma Board Member Gail Krebs Our Santa, Dick Markle NAIW 65th Annual Convention: (click on image for larger view) Region II Delegates 2006 Installation & Awards: (click on image for larger view) President Susan Hyer with her escort and mother President Elect - Marilyn Surma Insurance Woman of the Year Lori Simpson and Past President Morgan Flynn 2006 IWND Scholarship Recipient Marianne Nagengast with her parents Past President Samantha Rambo, Immediate Past President Morgan Flynn and President Susan Hyer